Insurance and Financing
Dental Insurance and Billing
Unfortunately, our office is NOT a medi-cal or HMO provider at this time. However, both offices have the ability to bill all PPO insurance policies. Please keep in mind that our office will check your benefits and bill your insurance provider as a courtesy to you.
We will present you with a treatment estimate before any procedure is done. We try to get your estimate as close as possible, but we are not guaranteed to be given the most accurate information when we call and verify your benefits. Insurance is not a guaranteed form of payment and it is you, the patient’s sole responsibility to pay for all treatment done in our office shall your insurance policy deny a claim.
Payment for your services are due as they are rendered. If you have a financial condition that prevents you from keeping your account current, we will gladly discuss the different financial options we have available to you in our office.
Payment Options
We accept checks, cash or credit cards and we also offer a flexible payment plan. We are happy to file insurance claims for your reimbursement, as long as you are free to choose your own dentist. Please see our Financial Coordinator for details.
In -Office Complete Dental Plan
Introducing an exciting way to offer dental benefits to your family, friends, or employees without the expense or hassle of insurance companies. Complete Dental Plan (CDP) saves you or your business thousands of dollars per person while providing quality, lower-cost dental care.
With traditional insurance, people deal with monthly premiums, complicated claim forms, limitations and annual maximums. CDP makes it simple. For a nominal annual membership fee, you can cover preventive care in full for the entire year and provide significant discounts on all further treatment including cosmetic, laser, implant and other major procedures.
Best of all, there are no third parties, waiting periods or confusing restrictions. All patient and plan support is handled quickly and easily at OnCall Dental in Fresno.
| If you are an EXISTING PATIENT: | |
| Periodic Check Up X-Rays (7): | $98 |
| Periodic Oral Exam (2 per year): | $144 |
| Basic Dental Cleanings (2 per year): | $248 |
| Fluoride Varnish (2 per year): | $56 |
| Total WITHOUT CDP: | $546 |
| Total WITH CDP: | $400 |
| Savings with CDP: | $146/yr |
| If you are a NEW PATIENT: | |
| Full Mouth X-Rays: | $152 |
| Comprehensive Oral Exam: | $107 |
| Periodic Oral Exam: | $72 |
| Basic Dental Cleanings (2 per year): | $248 |
| Fluoride Varnish (2 per year): | $56 |
| Total WITHOUT CDP: | $635 |
| Total WITH CDP: | $400 |
| Savings with CDP: | $235/yr |
The fee for the 12-month individual membership is $400.00.
Click here to learn more about our Dental Savings Membership Plan
Additional CDP Member Benefits:
- No fee for emergency visits during business hours ($140 savings).
- No fee for problem focused x-rays ($67 savings).
- **10% off dental procedures:
- Periodontal Disease Treatment (i.e., Deep Cleanings, Laser and Ozone Treatment)
- Restorative Treatment (i.e., Crowns, Fillings, Dentures)
- Cosmetic Treatment (i.e., Veneers, Bleaching, Bonding)
*Complete Dental Plan is available to patients with dental insurance, but only takes effect after the insurance maximum is reached. Many families and companies are eliminating dental insurance and replacing it with cost-effective Complete Dental Plan.
**10% EXCLUDES Implant and Orthodontic Treatment
**10% – NOT valid with any other discount promotion, financing or financial arrangements.
Dental Financing Options
CareCredit
CareCredit is available to help you pay for treatments and procedures your insurance does not cover. CareCredit offers No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.
With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.
CareCredit is endorsed by some of the most credible organizations specific to each healthcare profession we support. And, CareCredit is a GE Money Company, so you know you can count on them. For over 20 years, CareCredit has been helping over five million cardholders get the healthcare treatments they want and need.
Cherry Financing
We know that paying for dental care can sometimes be difficult to fit into your budget. That’s why we offer Cherry—a convenient financing solution that breaks your treatment cost into affordable monthly installments.
Applying is quick and easy, with instant decisions and no hard credit inquiries. Many plans come with 0% interest, making it a stress-free way to get the care you need without putting off treatment.
Sunbit Financing
To provide our patients with more flexible payment solutions, we also offer Sunbit. This financing option lets you spread out the cost of your dental care into budget-friendly monthly payments.
The application process takes only 30 seconds, boasts a 90% approval rate, and doesn’t involve a hard credit check. From routine visits to more involved procedures, Sunbit helps make dental care more accessible and stress-free.
